Tri-Cities Bankruptcy Lawyers Chapter 7 & 13 Bankruptcies
Filing for Bankruptcy
The decision to file for bankruptcy is never an easy one, and it usually comes after months or years of being in financial dire straits. Fortunately, bankruptcy law exists precisely to help those individuals who are left with few options to salvage their finances.
When you file for bankruptcy, you are essentially petitioning to have some or all of your debt either eliminated or restructured to make it more manageable. The process begins with the filing of a bankruptcy petition by your lawyer and is usually resolved in a hearing, in which your petition is reviewed, discussed, and approved or appealed.
Hiring a Bankruptcy Attorney
Whether you’re an individual facing daily calls from creditors or a business owner trying to stay afloat, you have many options when it comes to filing for bankruptcy. That’s why it’s important to hire an attorney who has experience in various aspects of bankruptcy law, so he or she can help you navigate your options and identify which, if any, is right for your specific situation.
At Armstrong & Jameson, P.S., our bankruptcy lawyers have over 132 years of combined experience. They take the time to answer all of your questions, educate you on your debt relief options, and help you make the best possible decisions for your future.
Ready to start looking into your bankruptcy options? Fill out our questionnaire, then call to set up a free consultation with one of our bankruptcy lawyers.

FAQs About Bankruptcy Law
Most people who file for bankruptcy have acquired so much debt that there is small likelihood that they will ever realistically be able to pay it off. Filing for bankruptcy is a way to essentially “reset” your debts, though the process does not come without consequences.
The biggest effect of filing for bankruptcy is the impact it has on your credit. After your bankruptcy filing is complete, you may find it very difficult to obtain a loan or any sort of credit—and when you do, it may come at the expense of exorbitant interest rates. Because of your history of filing for bankruptcy, lenders generally will see you as high-risk for at least a few years after you file for bankruptcy.
Bankruptcy law covers a variety of situations, and therefore there are many options to consider when filing for bankruptcy. Some types of bankruptcy include repayment of at least a portion of the debt owed. Some are specific to businesses and corporations. Talk to a bankruptcy lawyer to discuss which options are applicable in your situation.


Ready to start looking into your bankruptcy options?
Attorney Randy Jameson and Legal Assistant Michele L. Granholm are highly experienced in bankruptcy law. Ask us anything here, or better yet, schedule a free consultation!